Quiet the Noise, Reconnect with Yourself & Feel More Grounded in Your Life
Dr. Ashley Jarvis, Licensed Psychologist
Therapy for Adults with Anxiety, Burnout, Depression, Life Transitions, or Relational Challenges
Therapy Fees, Insurance, & Out-of-Network Reimbursement
Using Health Insurance vs. Self-Pay Options
Navigating healthcare coverage can feel overwhelming. At my practice, I offer flexible billing pathways to ensure you can access high-quality care. I am in-network with select insurance plans, including: United Healthcare, Aetna, and Select Health. However, because some branch plans network separately, please reach out with your information to confirm coverage.
If I am an out-of-network provider for your specific plan, or if you prefer not to use health insurance, you have options!
HSA/FSA Cards: Because therapy is qualifying healthcare, you can pay for sessions using your Health Savings Account (HSA) or Flexible Spending Account (FSA).
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Out-of-Network Reimbursement: Many insurance policies reimburse up to 80% for out-of-network mental health services. If your plan qualifies, you pay for services at the time of the session, and I will provide you with a SuperBill to submit directly to your insurance company for potential reimbursement.
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The Benefits of Self-Pay (Private Pay Therapy): Choosing to bypass insurance entirely offers the highest level of privacy and clinical flexibility. Insurance companies often require a formal mental health diagnosis on your permanent health record and may dictate the frequency or duration of your care based on strict definitions of 'medical necessity.' Opting for self-pay ensures your clinical records remain entirely confidential and allows us to tailor treatment completely to your goals-without external restrictions.
(Please note: My name may appear as an active provider on certain insurance directories because I am credentialed separately for inpatient hospital services. These contracts do not apply to my private outpatient therapy practice.)
Therapy Rates & Payment Information
Fees are due at the time of service and an active card on file is necessary prior to all appointments.
Initial Intake Assessment: $215 (45-55 minute comprehensive appointment)
Subsequent Therapy Sessions: $200 (50-minute individual appointments)
What to Expect: Your Initial Intake Assessment
All clinical work begins with a comprehensive biopsychosocial intake assessment. In this first session, we will slow down and talk through your personal history, current challenges, and what patterns might be maintaining your symptoms. By the end of this appointment, we will collaboratively establish your unique treatment goals to ensure our future sessions are structured and impactful!
How to Verify Your Outpatient Mental Health Benefits
To determine your exact coverage details, please call the member services number located on the back of your insurance card. While I am happy to assist with the billing process, I recommend asking your representative the following specific questions:
Is Dr. Ashley Jarvis at the Colorado Mental Wellness Collective a confirmed in-network provider for my specific plan?
Does my policy cover outpatient mental health services in an office setting, and does it include telehealth services (virtual therapy)?
What is my copay, coinsurance, or deductible amount for routine individual therapy sessions?
Have I met my annual deductible or out-of-pocket maximum accumulations for this calendar year?
Is there a specific annual limit on the number of therapy sessions covered per calendar year?
Are prior authorizations required before sessions will be covered?
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